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Lord, are you trying to tell me something?
For...

Failure does not mean I'm a failure;
It does mean I have not yet succeeded.

Failure does not mean I have accomplished nothing;
It does mean I have learned something.

Failure does not mean I have been a fool;
It does mean I had enough faith to experiment.

Failure does not mean I have disgraced;
It does mean I have dared to try.

Failure does not mean I don't have it;
It does mean I have something to do in a different way.

Failure does not mean I am inferior;
It does mean I am not perfect.

Failure does not mean I have wasted my life;
It does mean that I have an excuse to start over.

Failure does not mean that I should give up;
It does mean that I should try harder.

Failure does not mean that I will never make it;
It does mean that I need more practice.

Failure does not mean that you have abandoned me;
It does mean that you must have a better idea

Hello, I am 46 yrs old. I have worked since I was 16. I am a military veteran. My kids are grown, but are in no condition to help.

I have never been in this situation in my adult life. And really do not know what to do.

I currently am unemployed in a small town. I am looking for any kind work daily, but so far no luck. My wife is working a full time job, but the last few months they have been sending her home with only a few hours work. She is averaging about 25-30 hrs a week.

We are seeking help state resources, but are either awaiting approval or the state is simply out of funding. I have some of our items for sale on the web, but have not gotten any responses.

I do not know what to do. I have $310.57 in either past due or due utility bills, and $500.00 in rent that was due 21 days ago. We are eating very little in order to save money. We have 56.00 in cash and her check will be approximately 350.00.

This is killing me inside. I just want to take care of wife. She relies on me and I feel like a failure. She does not know I am writing this.

If this helps us get through our ordeal, Great. If not, I just had tell somebody.

Where to even begin. Well my wife and I both had pretty good paying jobs. My wife has since had 2 back surgeries and is no longer able to work. Her back problem is only the tip of the iceburg of the problems she has faced in her life. She has been in and out of hospitals starting at 6 yrs old.

 Well here is where the problems begin. I quit my job to start up my own business (a mobile oil change) which I had done a ton of research on before jumping into. Great concept. We come to you at your location. Well I knew it was going to be slow starting out, but I had about $60,000 in my 401k. I started up my business and my wife had to stop working. Well we have a lot of bills between the 2 of us. I figured we would be okay because the business was going to take off and I could always get a part time job as well. Well business has been awful and we have gone through the entire 401k in 7 months. Starting up the business and paying all of our bills with my wife out of work was more then I had bargained for.

 The medical bills are piling up and I CAN NOT have a lapse in our insurance or my wife will not be covered for all the pre-existing conditions she has. She has applied for disabilty, but of coarse was denied. We talked to a lawyer who said, being only 39 and having a degree would hurt her chances of getting the disability. We are trying to appeal it, but this could take years.

 My job search has been going on for 3 months now. I finally landed a job I will be starting in about 2 weeks, but the pay is a joke. Mainly taking it for the benefits before my cobra insurance runs out. We have sold a bunch of our stuff on Craigslist and e-bay already and not sure what we are even going to do about rent that is due tomorrow. Our bank account is in the minus. 

 I feel like a total failure to my wife and our families. This is my fault for starting up this business. Both of our vehicles are about to be repossesed and if we can't get rent, not even sure whats going to happen. We went from about $100,000 a yr to pretty much $0.

 I am not writing this for sympathy or pity. I just needed to get this off my chest and talk about this. I have to much pride to talk to my family. They don't have the money anyway, but I think I am afraid of the told you so's. Her family trusted me to take care of their daughter and I screw everything up. I am a former Marine for Christ sake. I should be able to deal with this. I have found myself having total breakdowns when I know my wife is not around. We will only be married 1 yr Sept 20th.

 I think what is getting us through all this right now is our dogs. We have 2 boxers. Had to put our 3rd one down a couple months ago. At least they bring smiles to our faces everyday.

 I am not looking for handouts, just some advice or maybe someone to talk too.

There are others who have it far worse than I do.  I am blessed with four relatively healthy children and a husband who loves us.  But we are drowning in so much debt that I am not sure how much longer we will be able to keep our house.  I feel like the weight of the world is on my shoulders.  I am responsible for these children, yet I feel like a failure.  They should have good things to eat, decent clothes to wear, and at least the hope of an education.  I can no longer afford any of these.  I am having thoughts of suicide now, because I feel like the children would be better off that way.  At least my policy would pay off our debts and they would have a home and a shot at a better life.  I know that most policies don't pay for suicide, but I have had mine for over 10 years, so I think it would.  Or maybe if I just ran my car into a tree, they wouldn't know.  I don't know.  I can't sleep.  I am crying all the time.  All I can do is work, work, and continue to live on the edge of disaster.  There really is no hope anymore.  Thanks for listening. 

on this saturday (october 22) it will mark the three years since my dad has died.

he died due to complications with surgery that he had done to make his care easier (he had muscular dystrufy)

i am finding it very hard to cope with this year. and i do not know who to go to or how to go to them. i just feel very lost and very alone, even though i have great friends who have dealt with loss. it still feels like no one really wants to listen, as i tend to ramble on sometimes when i talk about my dad.

a friend -who recently lost his twin sister- told me i really should go to counseling -since he is and i guess it helps.
the problem is that i cant afford counseling, since my dad died my mom and i are having great financial difficulties -to the point that we are having problems paying our bills this month. and my town is small so there arent any local support groups or anything.

i am extremely stressed out because i do not do well in school at this time of year. i have no motivation around the time of my dad's death. but i am taking a class this semester due to the fact that my mother wishes me to. i recently quit my second job due to the fact that it was cutting into my class time. so now i feel horrible because i cant help my mom with any of our bills.

i am so stressed out!!! i am way behind in my classes and starting to feel like a complete failure.. i really need something that will help me take hold of my situation before my life falls apart!